Did you see the One Show tonight on BBC 1
The majority of us have never ever checked our credit score and credit file.
In these days where credit is difficult to obtain, it is more important than ever to ensure your credit file is accurate and up to date.
Check your credit report now for free with CreditExpert, the credit monitoring service from Experian.
For example, you may have separated from a partner who has since run up debts but, because you have still got a joint account, his or her payment behaviour could be affecting you. You won't see their credit data on your report but you will find a note of any financial association.
Or you may have shopped around for the best offer, without realising you're your enquiries have been registered as multiple applications. These should show as quotation searches. If they are down as applications, lenders could think you are desperate for money, have over-extended yourself or even that a fraud is being planned.
You could even discover applications and credit accounts in your name that you did not ask for. In that case, your identity may have been used fraudulently.
The easy way to check your credit report is to log onto CreditExpert, the credit monitoring and identity protection service from Experian. Click here for a free, 30-day trial, which will allow you to see your credit report as often as you like.
If you find anything you disagree with or would like to clarify the circumstances surrounding an entry, CreditExpert will help you to put the record straight.
I have just checked my credit report and it's easy peasy. Let us know how you get on!
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What's your Credit Score?
Posted by The Boys Eat Scotland
Labels: Check your credit score
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1 comment:
Just checked mine and it's really easy...I wasn't on the voters role for my new address and this had a big impact - make sure you update this when moving home...
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